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The Cost of Living in Detroit in 2023

Detroit, Michigan is a city with a rich cultural history and a unique mix of opportunities for residents. However, one of the key factors that people consider when moving to a new city is the cost of living. Understanding the various costs associated with living in Detroit is essential for anyone considering a move to this city. In this article, we will explore the different costs of living in Detroit, including housing, transportation, food, and entertainment, as well as additional expenses such as healthcare and life insurance.


One of the things that makes Detroit an attractive place to live is the affordable housing. Compared to other major cities in the United States, the cost of housing in Detroit is relatively low. According to recent data, the median home value in Detroit is around $80,000. Meanwhile, the national median home value is over $300,000.

If you’re looking to rent, prices have gone up significantly, as has been the case throughout the country. Nonetheless, there are still some great deals available. It is important to keep in mind that while the cost of housing in Detroit is relatively low, the quality of housing can vary widely. So, it’s important to do your research and find a home or apartment that meets your needs.

Housing TypeEstimated Price
Single Family Home$80K


Detroit has a decent public transportation system, including buses and a light rail system known as the QLine. While every one-way fare by bus or on the QLine will cost you a few dollars, you can get a great deal by going for monthly passes.

Ticket TypePriceValidity
Single Fare$1.50One way trip
Day Pass$3.00Unlimited rides for 24 hours
Monthly Pass$30.00Unlimited rides for 30 days
Annual Pass$285.00Unlimited rides for 365 days

Public transportation can be a cost-effective way to get around Detroit, but it’s important to note that the city is quite spread out, so having a car is often necessary. If you plan on driving, you’ll need to consider the cost of gas, insurance, and maintenance. The good news is that the cost of gas in Detroit is slightly lower than the national average.


Another factor to consider when thinking about the cost of living in Detroit is the cost of food. Detroit has a vibrant food scene, with a range of options to suit all tastes and budgets. If you’re looking for an affordable meal, you can find plenty of options in Detroit.

Groceries are relatively cheap in Detroit, and eating at restaurants is not much more expensive. In other big cities, you might pay hundreds of dollars for a meal at a high-quality restaurant, while in Detroit even the best restaurants are cheap.

Price RangeEstimated Cost Per Person
$$10 or less
$$ – $$$$11 – $30
$$$ – $$$$$31 – $60


Detroit is a city that knows how to have fun, and there are plenty of things to do here. Whether you’re into sports, music, or the arts, you’ll find something to enjoy in Detroit. If you’re looking for a low-cost way to enjoy the city, there are plenty of free events and activities throughout the year.

For example, the Detroit Institute of Arts offers free admission to residents of Wayne, Oakland, and Macomb counties, and the Detroit RiverWalk is a beautiful spot to explore for free. Paid events are not too expensive either, which is great for those who love to go to live gigs or to movie theaters.

EntertainmentAverage Cost
Live Shows$35-$105

Additional Expenses

Aside from the standard costs of housing, transportation, food, and entertainment, there are a number of additional costs to consider when living in Detroit. One of these is the cost of healthcare. While Detroit has a number of high-quality hospitals and healthcare providers, the cost of medical care can be high. It’s important to factor in the cost of health insurance and out-of-pocket expenses when planning your budget.

Another important cost to consider is life insurance. Life insurance is a way to ensure that your loved ones are taken care of in the event of your unexpected passing. While it may seem like an unnecessary expense, life insurance can provide peace of mind and financial security for your family. The cost of life insurance in Michigan will depend on a number of factors, including your age, health, and coverage needs. It’s important to shop around and compare quotes from different providers to find the best policy for your needs and budget.

Other additional costs to consider include taxes, home maintenance, and education expenses. Property taxes in Detroit are relatively low compared to many other cities, but it’s important to factor them into your budget when purchasing a home. Home maintenance costs can also vary widely, depending on the age and condition of your home.

Overall, while the cost of living in Detroit is relatively low compared to many other major cities, there are still a number of additional costs to consider. It’s important to do your research and factor in all of the relevant costs before making a decision about where to live. By taking the time to plan your budget and consider all of the costs associated with living in Detroit, you can ensure that you’re making a financially responsible decision for you and your family.

Amber Louchart
Author: Amber Louchart

Amber is the proud mother to four beautiful children, Damian (27), Rosaleigh (14), Carlyn (11), and Naomi (8). Her family also includes four cats. She loves being a stay-at-home mom and feels blessed to be able to care for her children full-time and provide them with so many opportunities through Metro Detroit Mommy. In addition to Metro Detroit Mommy, Amber has a passion for hosting karaoke with Malibu Entertainment.  She enjoys the metro Detroit nightlife especially, singing, dancing and meeting new people.